I’m nearly all digital, but like having the option of physical for a few odd edge cases (e.g. back compat games without digital listings, or just really good deals on disc titles). Also I do physical for Switch since Nintendo never discounts their games and I can get most of the value back / need an out if I don’t end up liking a $60-$90 game.
Honest question though - when people say digital games are more expensive, is it because they live in countries with bad pricing or something? Here in the US big digital sales are full of fantastic games in the $10-25 range.
Like, God of War and Horizon Zero Dawn were both just $10 on the Sony side, and right now on Xbox I just picked up the entire Dishonored 1+2+DLC w/ Prey bundle for $30. Or fill in with Odyssey for $15, Tales of Vesperia for $15, whatever. How much cheaper can physical be, realistically?